Vehicle finance – Financial lease
Lease the vehicle you want, over an agreed period, with the option of owning it at the end of your financial lease.
*Subject to affordability and full credit assessment.
Some of the benefits
Affordable instalments
Lease or buy
Balloon payments
Flexibility
- The financial lease option allows you to lease a car over an agreed period
- The lease period can range from 12 to 84 months
- Ownership doesn’t automatically pass to you once you’ve made your last and final payment
- All payments during the fiscal year, including VAT, may be claimed against your taxable income, if you have not claimed for VAT upfront
* If you require a finance term of 84 months, kindly discuss with your Vehicle and Asset Consultant when you receive a call to discuss your finance.
You’ll have the following options at the end of the lease period:
- Return the vehicle to us and we will sell the vehicle on your behalf
- Take ownership of the vehicle - at no extra cost - once all your payments have been made
- Renew the lease on an annual rental
- Complete your vehicle finance application online - it will only take a few minutes
- Call us on 0860 000 000, or
- Visit your nearest branch
- South African ID book / Smart card*
- Valid South African driver’s license
- Latest 3 months’ payslips, or
- Latest 3 months’ bank statements
- Proof of residence not older than 3 months
*You must be over 18 years or older.
Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
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How it works
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How to get it
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What you'll need
- The financial lease option allows you to lease a car over an agreed period
- The lease period can range from 12 to 84 months
- Ownership doesn’t automatically pass to you once you’ve made your last and final payment
- All payments during the fiscal year, including VAT, may be claimed against your taxable income, if you have not claimed for VAT upfront
* If you require a finance term of 84 months, kindly discuss with your Vehicle and Asset Consultant when you receive a call to discuss your finance.
You’ll have the following options at the end of the lease period:
- Return the vehicle to us and we will sell the vehicle on your behalf
- Take ownership of the vehicle - at no extra cost - once all your payments have been made
- Renew the lease on an annual rental
- Complete your vehicle finance application online - it will only take a few minutes
- Call us on 0860 000 000, or
- Visit your nearest branch
- South African ID book / Smart card*
- Valid South African driver’s license
- Latest 3 months’ payslips, or
- Latest 3 months’ bank statements
- Proof of residence not older than 3 months
*You must be over 18 years or older.
Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
Work out what your potential monthly car instalment will be.