South Africa
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Need help?

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Switch to Evolve
Switch your account to an Evolve Account today & get more benefits for less. T&Cs apply.
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Private Banking
Enjoy 50% off on your partner’s account fees and get free sum(1) accounts for the kids.
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Open a MyMo Account Online
Get a Premium Varsity Vibe membership with your MyMo Account. Offer valid to customers aged 16-25
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Bank accounts

Are you happy with the basics, or do you want the extra benefits your lifestyle demands? Our bank accounts are safe and easy to use while giving you the freedom to manage your money and make payments on the go. Start your bank account application online today.

Some of the benefits

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Safe and secure

Have peace of mind knowing that your money is safe when making payments in-store, online or overseas
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Control

Manage your EAP, daily and monthly ATM limit from our Banking App or via Internet Banking
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Choose how you bank

Bank the way you want to, whenever you want to – online, in-app or at our ATMs
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UCount Rewards

Earn UCount Rewards Points whenever you pay by card to spend on the things you like
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Safe and secure

Have peace of mind knowing that your money is safe when making payments in-store, online or overseas
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Control

Manage your EAP, daily and monthly ATM limit from our Banking App or via Internet Banking
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Choose how you bank

Bank the way you want to, whenever you want to – online, in-app or at our ATMs
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UCount Rewards

Earn UCount Rewards Points whenever you pay by card to spend on the things you like
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See which account suits you best

All
All Everyday bankingOver 55sPrivate bankingProfessionalsTravel benefitsYouth
Most Popular

ACHIEVATM Banking Account

Get a packaged bank account with exclusive benefits at a fixed monthly fee to enable you to build and grow your wealth – leaving every generation to live better than the last.

R115
Monthly fee
R 8 000
Monthly income required

MyMo Bank Account

Imagine being able to have the world of banking at the tip of your fingers and only paying for the transactions that you make. For affordable banking, open a MyMo bank account.

R7.50
Monthly fee
No
Monthly income required
Most Popular

MyMo Plus

Get a bundle of transactions and services at a fixed monthly fee with a MyMo Plus Account – giving you the most value as you hustle day-to-day.

R115
Monthly fee

(sum)1 Banking Account

It's never too early to spark your child's interest in saving and spending wisely. Our (sum)1 Account, designed for kids under 16, comes with fantastic perks and a bank card with zero monthly fees.

No
Monthly fee
No
Monthly income required

Prestige Banking Account

Get private banking for less with Prestige. Unlock a world of benefits and discounts and accelerate your growth with the support of our financial planners and experts.

R250*
Monthly fee
R25 000***
Monthly income required
*R 240 bundled fee for Evolve
** T&Cs apply

Professional Banking Account

Experience the private banking lifestyle as a young professional and get access to flight discounts and prime minus interest rates. You can also get personalised support from your banker and accredited financial advisors.

R280*
Monthly fee
No
Monthly income required
Degree
Qualifying criteria
*R 270 bundled fee for Evolve

Private Banking Account

Build your financial future with 24/7 support from a dedicated Private Banker, various investment solutions, and access to lifestyle benefits for you and your family.

R460*
Monthly fee
R58 000
Monthly income required
Free
Offshore bank account
*R 445 bundled fee for Evolve

Signature Banking Account

Get expert advice on investments, 24/7 support from a dedicated Private Banker and unlimited* domestic and international airport lounge access through your complimentary World Citizen Credit Card.

*When meeting the spending criteria

R580*
monthly fee
R92 000
Monthly income required
Free
Offshore bank account
*R 560 bundled fee for Evolve

Consolidator Banking Account

A bank account for seniors over 55, offering ease, simplicity, and exclusive perks. Visit your nearest branch and open an account in just a few simple steps.

R49
Monthly fee
Yes
Income required
Bank accounts that are no longer available
The following accounts are discontinued. If you’re an existing customer, please view the 2025 pricing guide and terms and conditions for each product below.
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Elite Banking
The Elite Account has been renamed Achieva. If you previously had an Elite Account, please review the Achieva pricing guide.

See 2025 pricing guide 
Personal transaction accounts T&Cs
General T&Cs
Standard Bank Mobile T&Cs
 
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Student Achiever
The Student Achiever Account has been discontinued. Please check the bank accounts listed above to find an account suitable for you.

See 2025 pricing guide 
Personal transaction accounts T&Cs
General T&Cs
Standard Bank Mobile T&Cs
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Access Account
The Access Account has been discontinued. Please check the bank accounts listed above to find an account suitable for you.

See 2025 pricing guide
Personal transaction accounts T&Cs
General T&Cs
Standard Bank Mobile T&Cs
 
Tips and guidance
Getting started
Getting started
Using your card
Using your card
Keeping your card safe
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card
Ways to pay by card

Using a credit or debit card gives you various payment options.

Registering for chat services
Registering for chat services

Speak to your banker anytime through social media.

Getting started
Using your card
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card

Using a credit or debit card gives you various payment options.

Registering for chat services

Speak to your banker anytime through social media.

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We also offer
debit order switching
Switching debit orders

We can help you switch your debit orders, so you don’t have to deal with the hassle.

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Get it on credit

Switch to Standard Bank to get the best interest rates and benefits that our range of credit cards offer.

International Solutions Transactional Banking Cross Sell
Offshore bank accounts

Expand your horizons with an international banking account that opens up new opportunities to transact in up to four global currencies.

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Register now to benefit from paying with your Credit, Cheque or Debit card.

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards Points on all your qualifying purchases.

3

Rewards Points in four easy ways. Improve your Tier Level and earn even more Rewards Points.