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Personal and Private Banking 2025 pricing

We want to deliver real value to you as our customers by enhancing your banking experience. To do this, we’ve had to update the pricing on our personal banking products. It’s time to unlock great value with your Standard Bank account.

Key Pricing Updates
Here’s how we’re delivering even more value to our personal customers in 2025 with simpler fee structures and more competitive rates:
PayShap
Values below R100: R1
Values from R100 to R1 999.99: R7
Values R2 000 and above: R50
Monthly account fees
There are minimal increases in monthly account fees for MyMo, Access, Prestige, Professional, Private and Signature. Achieva , sum1 and Consolidator remains the same.
Cash withdrawal fees at our ATMs
If you have a bundled or Prestige account, you only pay R2,65 per R100 or part thereof for cash withdrawals, and R10 per R1 000 up to R2000 if you have an unbundled account.
MyUpdates Notifications
Notifications are free for 1 email address or for in-app notifications. R15 monthly for additional email addresses. SMS notifications will be charged at 45c per SMS, and the total charge will be posted to the account at month end.
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Dishonoured/unpaid fees
MyMo accounts pay R10 per item, Access accounts pay R25 per item and all other accounts get 3 free then R130 from the 4th occurrence.
Cash deposit fees
Make cash deposits at ATMs for R1,60 per R100 or part thereof.
Personal and Private Banking pricing guides
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2025