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Home loan protection plan
If something happens and you can’t keep paying your bond, you can still protect your home and family with the right cover.
Some of the benefits
Full settlement
Relieve your family of the burden of settling your bond in the event of your death or permanent disability
Financial support
Leave your home loan payments to us for up to a year while you’re temporarily disabled or retrenched
Reducing premiums
Pay less every month as your outstanding balance reduces
UCount Rewards
As a member of UCount Rewards, 50 UCount tiering points are allocated each month to each qualifying insurance policy
What’s covered
Standard home loans
- Up to 6 months’ home loan payments if you’re retrenched
- Up to 12 months’ home loan payments if you’re temporarily disabled
- Your home loan is settled up to R 2m in the event of death, permanent disability or dread disease
Affordable housing home loans
- Up to 12 months’ home loan payments if you’re temporarily disabled or retrenched
- Your home is settled, up to R1 000 000 in the event of death or permanent disability
See terms and conditions (Access Home Loan)
See terms and conditions (Extensive cover)
Exclusions
- Home loan arrears
- Building loans
- If you’re over the age of 55, you’ll need to cede your own life cover
- Cover for retrenchment, dread disease, temporary and permanent disability ends at the age of 65
- Cover for death ends at age 75
What it costs
- Your premium decreases as the balance on your bond decreases
- Premiums are based on the cover you choose , age, gender , smoker status, income and a rate per R 1 000 of your outstanding balance
How to claim
- Call us on 0860 123 999
- Or speak to us at your nearest branch
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What’s covered
-
Exclusions
-
What it costs
-
How to claim
Standard home loans
- Up to 6 months’ home loan payments if you’re retrenched
- Up to 12 months’ home loan payments if you’re temporarily disabled
- Your home loan is settled up to R 2m in the event of death, permanent disability or dread disease
Affordable housing home loans
- Up to 12 months’ home loan payments if you’re temporarily disabled or retrenched
- Your home is settled, up to R1 000 000 in the event of death or permanent disability
See terms and conditions (Access Home Loan)
See terms and conditions (Extensive cover)
- Home loan arrears
- Building loans
- If you’re over the age of 55, you’ll need to cede your own life cover
- Cover for retrenchment, dread disease, temporary and permanent disability ends at the age of 65
- Cover for death ends at age 75
- Your premium decreases as the balance on your bond decreases
- Premiums are based on the cover you choose , age, gender , smoker status, income and a rate per R 1 000 of your outstanding balance
- Call us on 0860 123 999
- Or speak to us at your nearest branch
Learn more
Funeral insurance
What you need to know about funeral cover
Funerals can be costly, and without the right funeral plan in place, you might leave your loved ones burdened with debt in the event of your death.
Insurance
Types of life insurance policies
Ensure that you are covered for all eventualities with the appropriate life cover. Learn more about the types of life insurance here.
Credit cards
What you need to know about credit card protection
Credit card protection is important to protect yourself and your loved ones so that in the event of your death, disability or retrenchment, the outstanding balance on your credit card is covered.
Vehicle Finance
What you need to know about car loan protection insurance
A car loan protection insurance policy will cover the debt on your vehicle in the event of your death, disability, development of a dread disease or retrenchment.
We also offer
Building insurance
Get cover for structural damage caused by fire, storms, theft or burst geysers.
Home contents insurance
How much do you value the contents of your home?
A burglary, fire or storm could take it all away.
Let us help you protect all your hard work with the right cover that suits your needs.