Credit cards
Get instant access to money when you qualify for one of our credit cards. You also don’t have to wait for your new card to arrive, you can simply use your credit card details to start shopping online immediately.
Apply for a Credit Card and you could be one of 20 lucky customers to WIN up to
R5 000* of your Black Friday spend back! To enter, simply:
R5 000* of your Black Friday spend back! To enter, simply:
1.Spend the qualifying* amount on your Standard Bank Credit Card between 25 October and 25 November* 2024, and
2.Spend R3 000 or more at Makro (online or in-store) over the Black Friday weekend including Cyber Monday.
Some of the benefits
Secure spending
Switch your card on or off in our banking app and safely shop online with our world-class security features
Interest free*
Get interest free* credit if you pay your outstanding balance in full within 55 days
More convenience
Swipe or tap to pay safely and easily in-store, online or overseas, and link apps for secure payments using your phone
UCount Rewards
Swipe your credit card and earn even more UCount Rewards Points than you would with a debit or cheque card
Our service fees range from R40 to R209 per month depending on the Credit Card. Interest rates are personalised ranging from a minimum of 11.75% (prime – 0.25%) to a maximum of 22.25% (Repo rate + 14%) as per the NCA regulation. Your monthly repayment for your Credit Card is a minimum of 3% of your outstanding balance. An upfront, once-off initiation fee of R190 (VAT inclusive) will be required.
Learn more about credit and credit cards
Loans & Credit
7 Reasons to get a credit card
A credit card is a must-have financial tool. Learn more about the reasons to get a credit card.
Lifestyle
8 Steps to earn extra UCount Rewards
As a UCount Rewards member, you get rewarded whenever you swipe your Standard Bank Credit or Debit Card, no matter where or how you use it. That’s a good place to start, but did you know you could earn additional Rewards Points?
Loans & Credit
Five steps to improve your credit score
Do you have a healthy credit score? If your credit score is bad, the good news is that you can always improve your credit health. Here are five steps to help.
Banking & Digital Solutions
The advantage of credit cards
Thinking about getting a personal credit card? Here’s some of the basic advantages of credit cards.
Loans & Credit
How to manage credit
Credit empowers you to buy what you want when you need it, but it requires careful management to keep your credit record in good standing. We have 5 tips to help you with your credit management.
Lifestyle
How to get the most from your UCount Rewards
Turn your everyday spending into exciting rewards with UCount Rewards, which lets you earn Rewards Points on daily transactions by simply using your Standard Bank Credit, Evolve, Cheque or Debit Card for purchases.
We also offer
Credit card protection plan
Take the stress out of using your credit card, knowing that what you owe is covered in the event of death, disability, dread disease or retrenchment.
Debt Relief Solutions
Struggling to meet your loan repayments each month?
Our Debt Care Centre provides personalised assistance to alleviate your financial burdens. By reducing your monthly obligations, we can provide you with much needed relief. Learn about our financial solutions and apply today.
Private Banking Account
Grow your wealth with the personal touch and worldwide support of our finance specialists.
Debt Care
Struggling to keep up with your repayments? Speak to us about finding the best solution for your unique financial situation.
Tips and guidance
Getting started
Getting started
See how you can make the most of your new credit card.
Claiming your benefits
Claiming your benefits
Each credit card comes with its own benefits. Here’s how to make sure you get them…
Using your card
Using your card
Making changes to your card is quick, safe and easy when you know how.
Keeping your card safe
Keeping your card safe
