Private Banking Account
Get expert advice on investments, bespoke wealth management from Melville Douglas, and 24/7 support from a dedicated private banker.
R
420
Monthly fee
R
58 000
Monthly income required
Some of the benefits
Personal banker
Call or e-mail your personal banker at any time, for whatever you need
Extra cards
Get a Platinum Cheque and Credit Card as well as a Diners Club Platinum Credit Card
Personalised rates
Enjoy flexible terms and special rates on savings and cash investment solutions
Offshore account
Bank securely worldwide with a free Offshore Platinum Optimum account
What you get
Bank easily
- Platinum Credit Card included
- Dedicated private banker with 24/7 access to the private banking team
- Get 50% off your partner’s monthly account fee
- Free sum(1) Account for your children under the age of 16
- Access to Junior Perks’ exclusive food, lifestyle and entertainment benefits through the sum(1) Account
Live joyfully
Exclusive benefits with your bundled-in Platinum Credit Card:
- Get up to 10%* cash back when booking your hotel and accommodation on Booking.com.
- Domestic Lounge access through your bundled-in Platinum Credit Card when meeting minimum spending criteria:
- 12 Complimentary* visits a year to our OR Tambo Library Lounge for yourself, one guest and your children under the age of 12
- 12 Complimentary* visits a year to the Standard Bank Fluent Lounge at Lanseria International airport for you, one guest and children under the age of 12
- 12 Complimentary* visits a year to Bidvest Domestic Lounges for you and your children under the age of 2
- UCount membership at R25 per month
- Qualify for UCount Rewards Tiering Points** when you open your Platinum Optimum offshore bank account
- Get more UCount Rewards Points when using your bundled Platinum Credit Card
- Up to 20% off on Emirates flights* when you book through Leisure Desk
- Up to 20% off with Avis for international car rentals
- Up to 10% off your next local car rental with Rentalcars.com
- 15% Discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa
- Up to 20% off flights to anywhere in the world through Travelstart
- Up to 10% off on all hard and soft luggage from Gopals
- Up to 15% off on a selection of coffee, olive oils, wine and more at Wine-of-the-Month Club
- Access to handpicked experiences and offers in cities around the world with Mastercard Priceless Cities
- Standard Bank SIM card for R60 a month and get R495 back in airtime/data
- Get up to 2GB in data monthly on your SIM card with UCount Rewards
More about your Platinum Credit Card
Learn how to redeem your credit card benefits
Invest skilfully
- Bespoke portfolio management on request by Melville Douglas
- Platinum Optimum Offshore bank account with a Visa debit card included. Save £240 a year on the monthly account fees. No minimum deposit and no ongoing minimum balance
- Bespoke portfolio management by Melville Douglas
- Access to Standard Bank financial consultant advisors
- Access to a team of dedicated offshore and onshore savings and investment experts
- Discounted rates through our Online Share Trading platform
- Buy, send, sell and spend foreign currencies anywhere in the world with our free forex Shyft app
Plan wisely
- Get a power backup system through LookSee and take advantage of preferential interest rates
- Get finance through a Solar Loan, Home Loan, Term Loan or Credit Card
- Additional UCount Reward Points*
- Get advisory services where you can get a free simple or complex Will, tax planning, financial planning and estate planning
- Take out a Liberty Lifestyle Protector and a Liberty Investment and get up 40% of your premiums back every 5 years
- Free personal accident cover worth R40 000
*T&Cs apply.
**Based on your offshore balances.
***All kids under the age of 2 are allowed free access to our airport lounges.
Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Mobile terms and conditions
Card features
- Secure chip and PIN enabled card
- Global Mastercard or Visa acceptance and ATM network
- Access to Mastercard or Visa offers, insurance and 24/7 emergency services contact centres*
- Link your card to the SnapScan or Masterpass apps to pay by phone
- Automatic lost card protection
- Activate or disable till point, ATM and online card functionality using our Banking App
- Safely shop online with 3D secure verification
*T&Cs apply.
What it costs
- R420 monthly fee
- Discounted monthly fee on a secondary account for your partner
- Pay as you transact only after using your bundled services for the month
- Annual Diners Club Platinum and Platinum Credit Card fees included
How to get it
- Complete the Call me back form or visit your nearest branch and bring along the relevant documents
Apply on our Banking App:
- Download the Banking App and click tap on the ‘Open an Account’ button
- ‘Everyday Banking’ and select ‘Private Banking’
- Enter your details on the form and ‘Submit’
- One of our Private Bankers will be in touch with you to complete your application.
What you’ll need
- Monthly income of R58 000 or more
- Your South African ID (or passport if not a South African citizen)
- Proof of income
- Proof of residence not older than 3 months
-
What you get
-
Card features
-
What it costs
-
How to get it
Bank easily
- Platinum Credit Card included
- Dedicated private banker with 24/7 access to the private banking team
- Get 50% off your partner’s monthly account fee
- Free sum(1) Account for your children under the age of 16
- Access to Junior Perks’ exclusive food, lifestyle and entertainment benefits through the sum(1) Account
Live joyfully
Exclusive benefits with your bundled-in Platinum Credit Card:
- Get up to 10%* cash back when booking your hotel and accommodation on Booking.com.
- Domestic Lounge access through your bundled-in Platinum Credit Card when meeting minimum spending criteria:
- 12 Complimentary* visits a year to our OR Tambo Library Lounge for yourself, one guest and your children under the age of 12
- 12 Complimentary* visits a year to the Standard Bank Fluent Lounge at Lanseria International airport for you, one guest and children under the age of 12
- 12 Complimentary* visits a year to Bidvest Domestic Lounges for you and your children under the age of 2
- UCount membership at R25 per month
- Qualify for UCount Rewards Tiering Points** when you open your Platinum Optimum offshore bank account
- Get more UCount Rewards Points when using your bundled Platinum Credit Card
- Up to 20% off on Emirates flights* when you book through Leisure Desk
- Up to 20% off with Avis for international car rentals
- Up to 10% off your next local car rental with Rentalcars.com
- 15% Discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa
- Up to 20% off flights to anywhere in the world through Travelstart
- Up to 10% off on all hard and soft luggage from Gopals
- Up to 15% off on a selection of coffee, olive oils, wine and more at Wine-of-the-Month Club
- Access to handpicked experiences and offers in cities around the world with Mastercard Priceless Cities
- Standard Bank SIM card for R60 a month and get R495 back in airtime/data
- Get up to 2GB in data monthly on your SIM card with UCount Rewards
More about your Platinum Credit Card
Learn how to redeem your credit card benefits
Invest skilfully
- Bespoke portfolio management on request by Melville Douglas
- Platinum Optimum Offshore bank account with a Visa debit card included. Save £240 a year on the monthly account fees. No minimum deposit and no ongoing minimum balance
- Bespoke portfolio management by Melville Douglas
- Access to Standard Bank financial consultant advisors
- Access to a team of dedicated offshore and onshore savings and investment experts
- Discounted rates through our Online Share Trading platform
- Buy, send, sell and spend foreign currencies anywhere in the world with our free forex Shyft app
Plan wisely
- Get a power backup system through LookSee and take advantage of preferential interest rates
- Get finance through a Solar Loan, Home Loan, Term Loan or Credit Card
- Additional UCount Reward Points*
- Get advisory services where you can get a free simple or complex Will, tax planning, financial planning and estate planning
- Take out a Liberty Lifestyle Protector and a Liberty Investment and get up 40% of your premiums back every 5 years
- Free personal accident cover worth R40 000
*T&Cs apply.
**Based on your offshore balances.
***All kids under the age of 2 are allowed free access to our airport lounges.
Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Mobile terms and conditions
- Secure chip and PIN enabled card
- Global Mastercard or Visa acceptance and ATM network
- Access to Mastercard or Visa offers, insurance and 24/7 emergency services contact centres*
- Link your card to the SnapScan or Masterpass apps to pay by phone
- Automatic lost card protection
- Activate or disable till point, ATM and online card functionality using our Banking App
- Safely shop online with 3D secure verification
*T&Cs apply.
- R420 monthly fee
- Discounted monthly fee on a secondary account for your partner
- Pay as you transact only after using your bundled services for the month
- Annual Diners Club Platinum and Platinum Credit Card fees included
- Complete the Call me back form or visit your nearest branch and bring along the relevant documents
Apply on our Banking App:
- Download the Banking App and click tap on the ‘Open an Account’ button
- ‘Everyday Banking’ and select ‘Private Banking’
- Enter your details on the form and ‘Submit’
- One of our Private Bankers will be in touch with you to complete your application.
What you’ll need
- Monthly income of R58 000 or more
- Your South African ID (or passport if not a South African citizen)
- Proof of income
- Proof of residence not older than 3 months
Tips and guidance
Getting started
Getting started
Learn to make the most of your new card.
Using your card
Using your card
Making changes to your card is quick, safe and easy when you know how.
Keeping your card safe
Keeping your card safe
Using your card is one of the safest ways to pay, but you should always take precautions.
Ways to pay by card
Ways to pay by card
Using a credit or debit card gives you various payment options.
Registering for chat services
Registering for chat services
Speak to your banker anytime through social media.
Register now to benefit from paying with your Credit, Cheque or Debit card.
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