A guide to dent and scratch cover
Everyone tries to take care of their car, but no matter how carefully you drive or the condition you try to keep it in, scratches, dents and chips are bound to happen, from misjudging a corner to someone opening a car door against yours or picking up a chip on the highway. It’s annoying and can be expensive to fix, and even more expensive if you don’t fix it.
Dent and scratch cover is insurance that pays for minor dents, scratches, chips or car damage to your vehicle caused by everyday driving so you can keep your car in tip-top shape.
Why get dent and scratch cover?
Not only do marks and dings affect the appearance of your pride and joy, but they can also influence the resale value of the vehicle and make it vulnerable to rust, and that dent could be hiding something more sinister, which is why you want to get it fixed quickly and properly.
Small or surface repairs aren’t always covered by your car insurance as they might be less than the excess amount, leaving you to either have to pay out of pocket or live with the damage. Claiming from your insurance also means you’ll miss out on your no-claim bonus.
What’s considered minor damage?
- Dents and scratches on the bodywork and mag wheel arches up to 15cm
- Paint chips up to 3mm
- Tar damage repair
The benefits of dent and scratch cover
- You can claim immediately and as many times as you need
- It helps you maintain the exterior condition of your car
- Claiming doesn’t affect your no-claim bonus
- It takes the hassle out of getting mishaps fixed and protects you from the expenses that come with it
- Repairs are done by professionals from approved service providers
- It helps maintain the car’s value
- Monthly premiums are affordable
Get a quote for dent and scratch cover today and enjoy peace of mind knowing that there’s a timely and cost-effective way to help keep your car’s exterior in great shape.
Note: a dent and scratch policy doesn’t cover pre-existing damage. You also can’t claim for damage that’s accumulated over a period. Dent and scratch insurance is designed to pay for minor damage as it happens and is provided on a claim-for-claim basis.
Terms and conditions apply.
Standard Insurance Limited (Reg. No. 1993/007593/06) (“SIL”) is a short-term insurance company and an authorised financial services provider (FSP 33348). SIL is part of the Standard Bank Group.