Why use a credit card when travelling

Here’s how it makes your trip smoother and what you should do before you take a trip abroad.

• It’s safer and simpler
  When you’re travelling, you don’t want to carry around large amounts of cash. Scammers and thieves are always targeting tourists, and you’re always at risk of losing or misplacing your wallet, and you can’t replace it.
  
  Did you know? You also get free basic travel insurance when you purchase your flight tickets with your Standard Bank Credit Card.

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• It makes life easier
  The convenience factor of a credit card can’t be overstated. For something that takes up almost no space in your baggage, it’s ideal for large (flights and hotels) and small purchases alike. Since Visa and Mastercard are widely accepted across the globe, you won’t have to search for an ATM when you run out.
  
  Plus, most hotels and car rental companies ask for a credit card to place a reserve amount on your card to secure your booking.
• It’s cheaper
  When you withdraw money at an ATM, you are charged fees, but when you visit an ATM overseas, you are also charged exchange rate fees on top of withdrawing from a different bank, which means it costs you even more to get your cash.
• Your card lets you enjoy other perks
  Your credit card gives you access to lifestyle, travel and insurance benefits that can help you fly, stay and play for less, wherever you are in the world. Plus, you could earn UCount Rewards Points that can be used to pay towards fuel, groceries and even your next trip.

WHAT TO DO BEFORE YOU TRAVEL

Let us know if you’re travelling by activating your card for overseas travel. If international purchases suddenly reflect on your card, we could see it as suspicious activity and suspend your card to protect against fraud.

It’s free to activate your card for international travel, and it takes less than a minute on our Banking App.

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