South Africa
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(sum)1 Banking Account

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Start your child’s financial journey today. Open a bank account for kids under 16 and let them enjoy exclusive discounts on Junior Perks.

Some of the benefits

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Get a head start in banking

Learn about the world of banking with a product designed for those starting out
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Learn without the monthly cost

Enjoy all the great features of this account without paying monthly fees
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Easy management & monitoring

Monitor and manage this account with the help of our wide range of free digital platforms
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Swipe with your bank card

Enjoy unlimited swipes at retail stores with your very own bank card
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Get a head start in banking

Learn about the world of banking with a product designed for those starting out
icon-book Created with Sketch.
shield-background Created with Sketch.

Learn without the monthly cost

Enjoy all the great features of this account without paying monthly fees
icon-graph-up Created with Sketch.
shield-background Created with Sketch.

Easy management & monitoring

Monitor and manage this account with the help of our wide range of free digital platforms
icon-bank-card Created with Sketch.
shield-background Created with Sketch.

Swipe with your bank card

Enjoy unlimited swipes at retail stores with your very own bank card
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What you get
  • Enjoy access to Junior Perks and spoil your little one at their favourite retailers like  Krispy Kreme, Nando’s & Burger King. Plus, get free tickets to the movies at Ster Kinekor.
  • Link your card to  Masterpass  apps to pay by phone and shop securely online 
  • Unlimited swipes at till points
  • 10 free electronic debit transactions a month
  • Free cash withdrawals up to a value of R1000 at our ATMs
  • Free up to R1500 cash deposits at our ATMs
  • Free balance enquiries on your phone
  • Notifications on transactions via MyUpdates

*T&Cs apply


Sum1 – Double Value Campaign T&Cs
Personal transaction accounts T&Cs
Standard Bank Mobile T&Cs
General T&Cs

Card features
  • Secure Chip and PIN enabled card
  • Global Mastercard or Visa acceptance and ATM network
  • Access to  Mastercard or Visa offers  and their  24/7 emergency services contact centres*
  • Link your card to the SnapScan or Masterpass  apps to pay by phone and shop securely online
  • Automatic lost card protection
  • Activate or disable till point, ATM and online card functionality using our App

*T&Cs apply

What it costs
  • No monthly fee
  • Pay as you transact rates apply after you have used your bundle services for the month.

See 2025 pricing guide
 

 

 

How to get it

Your parent or guardian must have a Standard Bank account of their own to link your account to.

They will also need to bring the following documents into a branch to open your account:

What you’ll need

  • Birth certificate*
  • A parent or guardian’s ID
  • A parent or guardian’s proof of residence (not older than 3 months)

*You must be under 16, and be an SA citizen

 

  • What you get
  • Card features
  • What it costs
  • How to get it
  • Enjoy access to Junior Perks and spoil your little one at their favourite retailers like  Krispy Kreme, Nando’s & Burger King. Plus, get free tickets to the movies at Ster Kinekor.
  • Link your card to  Masterpass  apps to pay by phone and shop securely online 
  • Unlimited swipes at till points
  • 10 free electronic debit transactions a month
  • Free cash withdrawals up to a value of R1000 at our ATMs
  • Free up to R1500 cash deposits at our ATMs
  • Free balance enquiries on your phone
  • Notifications on transactions via MyUpdates

*T&Cs apply


Sum1 – Double Value Campaign T&Cs
Personal transaction accounts T&Cs
Standard Bank Mobile T&Cs
General T&Cs

  • Secure Chip and PIN enabled card
  • Global Mastercard or Visa acceptance and ATM network
  • Access to  Mastercard or Visa offers  and their  24/7 emergency services contact centres*
  • Link your card to the SnapScan or Masterpass  apps to pay by phone and shop securely online
  • Automatic lost card protection
  • Activate or disable till point, ATM and online card functionality using our App

*T&Cs apply

  • No monthly fee
  • Pay as you transact rates apply after you have used your bundle services for the month.

See 2025 pricing guide
 

 

 

Your parent or guardian must have a Standard Bank account of their own to link your account to.

They will also need to bring the following documents into a branch to open your account:

What you’ll need

  • Birth certificate*
  • A parent or guardian’s ID
  • A parent or guardian’s proof of residence (not older than 3 months)

*You must be under 16, and be an SA citizen

 

Tips and guidance
Getting started
Getting started
Using your card
Using your card
Keeping your card safe
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card
Ways to pay by card

Using a credit or debit card gives you various payment options.

Getting started
Using your card
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card

Using a credit or debit card gives you various payment options.

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Register now to benefit from paying with your Credit, Cheque or Debit card.

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards Points on all your qualifying purchases.

3

Rewards Points in four easy ways. Improve your Tier Level and earn even more Rewards Points.

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