ACHIEVATM Banking Account
Get a packaged bank account with exclusive benefits at a fixed monthly fee to enable you to build and grow your wealth – leaving every generation to live better than the last.
R
115
Monthly fee
R
8 000
Monthly income required
Some of the benefits
Stay connected
Get 1GB monthly data for free with SB Connect
Bank for less
Free cash withdrawals and deposits of up to R3 000 per month at our ATMs
Free Will drafting
Get an expert to help advise on estate planning and the drafting of your Will
Free accidental death cover
Get R10 000 cover which will pay out to your family in the event of death
Empower your Firsts with ACHIEVATM
Watch the Real Achievas Reunion for financial learnings and advice.
What you get
- Bank account with a personalised ACHIEVATM Gold Card
- ACHIEVATM Gold Credit Card for R63 per month*
- Draft your free Will with the help of an estate planning expert
- Give your family peace of mind with free accidental death cover of R10 000
- Access to 24/7 Chat Banking
- Free 1GB data every month when you have a SB Connect SIM
- Access to private healthcare from the comfort of your home with the UNU Health app
- Free prepaid purchases, such as electricity or data, on all our channels
- Free electronic transactions
- Free in-app notifications on transactions
* You will still qualify for ACHIEVATM even if your Credit Card application gets declined.
Personal transaction accounts terms and conditions
General terms and conditions
What it costs
Bank account
- A monthly fee of R115
Credit card
- R63 monthly fee
- R180 initiation fee
See 2025 updated pricing with vat increase
See 2025 updated PAYT pricing with vat increase
How to get it
To get ACHIEVATM, you need to:
- Be 18 years or older
- Have a South African ID*or a passport
- Be living in South Africa
- Earn a minimum gross income of R8 000 per month
Apply on our website:
- Click on the Call Me Back button
- Complete the form
- A consultant will call you back to assist
-
What you get
-
What it costs
-
How to get it
- Bank account with a personalised ACHIEVATM Gold Card
- ACHIEVATM Gold Credit Card for R63 per month*
- Draft your free Will with the help of an estate planning expert
- Give your family peace of mind with free accidental death cover of R10 000
- Access to 24/7 Chat Banking
- Free 1GB data every month when you have a SB Connect SIM
- Access to private healthcare from the comfort of your home with the UNU Health app
- Free prepaid purchases, such as electricity or data, on all our channels
- Free electronic transactions
- Free in-app notifications on transactions
* You will still qualify for ACHIEVATM even if your Credit Card application gets declined.
Personal transaction accounts terms and conditions
General terms and conditions
Bank account
- A monthly fee of R115
Credit card
- R63 monthly fee
- R180 initiation fee
See 2025 updated pricing with vat increase
See 2025 updated PAYT pricing with vat increase
To get ACHIEVATM, you need to:
- Be 18 years or older
- Have a South African ID*or a passport
- Be living in South Africa
- Earn a minimum gross income of R8 000 per month
Apply on our website:
- Click on the Call Me Back button
- Complete the form
- A consultant will call you back to assist
We also offer
Flexible Funeral Plan
Get affordable funeral cover that suits your lifestyle and fits your pocket.
- Decide who you want to cover and for how much
- Choose your level of benefits
- Cover for yourself, your spouse, children, parents, in-laws, and extended family
Revolving Loan
Unlock funds effortlessly with revolving credit. Simply repay 15% of your loan to access money on demand without the hassle of reapplying.
Life cover
Apply for the amount of cover you will need to keep your family financially sound if something happens to you.