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MyMo Plus
Get a bundle of transactions and services at a fixed monthly fee with a MyMo Plus Account – giving you the most value as you hustle day-to-day.
R
115
Monthly fee
Some of the benefits
Bank For Less
Enjoy free cash withradwals of up to R3 000 at Standard Bank ATMs, and free prepaid purchases on all our channels
Unlimited benefits
There’s no limit on free card swipes, debit orders and electronic transfers
MyUpdates
Keep your account secure and monitor transactions with in-app notifications
Multiple MyMo Accounts
You can have up to three accounts for your benefit
What you get
MyMo Plus
- Free ATM cash withdrawals of up to R3 000 and reduced rates thereafter
- Personalised Gold Card
- Shop online with a Virtual Card on our app, even before you fetch your cheque card
- Free prepaid purchases on all our channels
- Free electronic transactions
- Free in app notifications on transactions via MyUpdates
- Free proof of payment notifications sent by SMS or email
- Up to 3 MyMo accounts per customer
Insure & Invest
- R10 000 accidental death cover which will pay out to your family in the event of death
- Dedicated estate planning expert to advise on drafting of your Will to ensure that your legacy remains long after you are gone
- Stay on top of your financial wellbeing by tracking your money movements and your credit health with our money management tools
Rewards
- UCount Rewards membership at R25 per month.
Connect
- Standard Bank Mobile SIM at R45 per month and receive:
- The value of your monthly bundle fee of R115 back in airtime
- 1MB for every R20 spent on your qualifying card
- Monthly data rewards based on your UCount Rewards Tier Level
ACHIEVATM terms and conditions
Free Will Drafting terms and conditions
Personal transaction accounts terms and conditions
General terms and conditions
Card features
- A gold card with a secure chip and PIN
- Free unlimited swipes
- Your name and card number embossed on your card
- Activate or disable till point, ATM and online card functionality via our app
- Tap to Pay functionality for fast and efficient payments at participating retailers
What you can do
- Bank on the app for free
- Transact and manage your bank account 24/7
- Get your statements via e-mail and view them online at anytime
- Buy airtime, data and electricity anytime using the app, online or at an ATM
- Send money to anyone with Instant Money using the app, online or at an ATM
- Link your MyMo Plus Account with SnapScan to make payments using your cellphone
What it costs
MyMo Plus Cost
- A monthly fee of R115 for various free benefits
- Pay as you transact rates apply after using your free benefits for the month
Gold Credit Card Cost
- R63 monthly fee
- R180 initiation fee
How to get it
To open a MyMo Account, you need to:
- Be 16 years or older
- Be a South African citizen
- Have a South African ID*
- Be living in South Africa
- Download the app or apply online**
*If you are under 18 years and don’t have an ID, you will need to apply in-branch with your original birth certificate and a certified copy of your parent’s/guardian’s ID.
**You need a South African ID to open the account online. If you are under 18 and have an ID, you can open the account on the Standard Bank App.
Order a Standard Bank Mobile SIM card to get free data and airtime:
- Open the email containing your MyMo account number
- Copy the web address in the section titled ‘Standard Bank Mobile SIM’ and paste it into your browser
- Provide the required details on the Standard Bank Mobile website
- The SIM card will be delivered to you within two days
- Remember to have your ID with you when the SIM card is delivered
Open the account on the Standard Bank App in a few easy steps:
- Download the app
- Provide the required details
- Scan your ID smartcard/book
- Take a selfie
- Create your password
- Now you can start banking
- You’ll receive an SMS when your gold card is ready for collection at your preferred branch
Open the account on the Standard Bank website in a few easy steps:
- Click on Get MyMo Plus
- Click on apply now
- Provide the required details
- Create your password
- Get your gold card from your preferred branch (you’ll receive an SMS when its ready for collection)
- Now you can start banking anywhere, anytime
-
What you get
-
Card features
-
What you can do
-
What it costs
-
How to get it
MyMo Plus
- Free ATM cash withdrawals of up to R3 000 and reduced rates thereafter
- Personalised Gold Card
- Shop online with a Virtual Card on our app, even before you fetch your cheque card
- Free prepaid purchases on all our channels
- Free electronic transactions
- Free in app notifications on transactions via MyUpdates
- Free proof of payment notifications sent by SMS or email
- Up to 3 MyMo accounts per customer
Insure & Invest
- R10 000 accidental death cover which will pay out to your family in the event of death
- Dedicated estate planning expert to advise on drafting of your Will to ensure that your legacy remains long after you are gone
- Stay on top of your financial wellbeing by tracking your money movements and your credit health with our money management tools
Rewards
- UCount Rewards membership at R25 per month.
Connect
- Standard Bank Mobile SIM at R45 per month and receive:
- The value of your monthly bundle fee of R115 back in airtime
- 1MB for every R20 spent on your qualifying card
- Monthly data rewards based on your UCount Rewards Tier Level
ACHIEVATM terms and conditions
Free Will Drafting terms and conditions
Personal transaction accounts terms and conditions
General terms and conditions
- A gold card with a secure chip and PIN
- Free unlimited swipes
- Your name and card number embossed on your card
- Activate or disable till point, ATM and online card functionality via our app
- Tap to Pay functionality for fast and efficient payments at participating retailers
- Bank on the app for free
- Transact and manage your bank account 24/7
- Get your statements via e-mail and view them online at anytime
- Buy airtime, data and electricity anytime using the app, online or at an ATM
- Send money to anyone with Instant Money using the app, online or at an ATM
- Link your MyMo Plus Account with SnapScan to make payments using your cellphone
MyMo Plus Cost
- A monthly fee of R115 for various free benefits
- Pay as you transact rates apply after using your free benefits for the month
Gold Credit Card Cost
- R63 monthly fee
- R180 initiation fee
To open a MyMo Account, you need to:
- Be 16 years or older
- Be a South African citizen
- Have a South African ID*
- Be living in South Africa
- Download the app or apply online**
*If you are under 18 years and don’t have an ID, you will need to apply in-branch with your original birth certificate and a certified copy of your parent’s/guardian’s ID.
**You need a South African ID to open the account online. If you are under 18 and have an ID, you can open the account on the Standard Bank App.
Order a Standard Bank Mobile SIM card to get free data and airtime:
- Open the email containing your MyMo account number
- Copy the web address in the section titled ‘Standard Bank Mobile SIM’ and paste it into your browser
- Provide the required details on the Standard Bank Mobile website
- The SIM card will be delivered to you within two days
- Remember to have your ID with you when the SIM card is delivered
Open the account on the Standard Bank App in a few easy steps:
- Download the app
- Provide the required details
- Scan your ID smartcard/book
- Take a selfie
- Create your password
- Now you can start banking
- You’ll receive an SMS when your gold card is ready for collection at your preferred branch
Open the account on the Standard Bank website in a few easy steps:
- Click on Get MyMo Plus
- Click on apply now
- Provide the required details
- Create your password
- Get your gold card from your preferred branch (you’ll receive an SMS when its ready for collection)
- Now you can start banking anywhere, anytime
View the MyMo 2024 Pricing Guide
See why a growing number of customers are choosing to bank the affordable way with MyMo.
MyMo Plus standard associated fees
Monthly bundle fee: R115.
Fees on the Banking App are the same as on Internet Banking.
Cash deposit fees are free up to R3 000 and thereafter R1.40 per R100.
Cash withdrawal fees
Cash withdrawal fees to the following: Cash withdrawals are free up to R3000 at Standard bank ATM’s thereafter R2.40 Per R100.
Payment fees
Debit orders, electronic payments and inter-account transfers are free.
POS Purchase and POS Cashback are free.
E-mail payment confirmations and MyUpdates are free.
Prepaid purchase fees
Prepaid airtime and electricity are free.
We also offer
Flexible funeral cover
Those who are interested in Mymo usually find value in our Flexible Funeral cover.
Offshore bank accounts
Expand your horizons with an international banking account that opens up new opportunities to transact in up to four global currencies.
Get it on credit
Switch to Standard Bank to get the best interest rates and benefits that our range of credit cards offer.