AccessBond facility
Draw on the extra funds you’ve paid into your bond by linking your Standard Bank home loan and bank, savings or business account.
Some of the benefits
Anytime access
Make use of the extra money in your home loan whenever you need it
Spend or save
Set up your facility to ‘make funds available’ or ‘reduce my instalments’
Convenience
Easily transfer your funds using our ATMs or online banking
Key things to know about your AccessBond
How it works
- You tell us whether your additional payments must be used to pay off your bond sooner, or if you prefer your monthly repayments to be reduced
- We link your home loan to your bank, savings or business account*
- You can transfer funds from your home loan using our ATMs or online banking
- Funds need to be transferred in multiples of R 1 000
*The facility is deactivated if you miss any payments on your account. You may have to re-apply for an AccessBond once your account is up to date.
What it costs
- Your existing monthly service fees will remain on your account
- No fees for electronic transfers to or from your AccessBond
- Cash deposit fees apply
See 2025 pricing guide
See 2024 pricing guide
What you’ll need
- A home loan with us*
- A bank, savings or business account with us
*Bonds excluded: Vacant Land, JumpStart, Cost Inclusive, Building Loans, Commercial Loans
Ready to move your bond to Standard Bank?
Let us guide you through each step of the way when you switch your existing home loan to us.
Tips and guidance
Homebuyers
Homeowners
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We also offer
Home contents insurance
How much do you value the contents of your home?
A burglary, fire or storm could take it all away.
Let us help you protect all your hard work with the right cover that suits your needs.
Building insurance
Get cover for structural damage caused by fire, storms, theft or burst geysers.
Home loan protection plan
If something happens and you can’t keep paying your bond, you can still protect your home and family with the right cover.