Quantum PLUS 32 Deposit
An investment opportunity that offers capital protection*, with part of your deposit earning a fixed rate for 12 months and the remainder tracking stock market growth for 5 years.
$
15 000
Minimum deposit
£
10 000
Minimum deposit
AU$
15 000
Minimum deposit
5 years
Deposit term
Low to moderate
Risk profile
USD, GBP, AUD
Supported currencies
Capital Protection*
* Capital protection refers to the Product’s design to repay your original Sterling, US dollar or Australian dollar deposit in full providing you retain your deposit until the relevant Maturity Date.
Benefits of Defined Return Deposit Issue 11
Fixed return
You receive a fixed return if the market is flat or better over the four-year term
Capital protection*
You will receive your original deposit in full if you hold the deposit to the Maturity Date
Low barriers
Structured products give you easy access to global markets without fuss or complexity
Market choice
Your chosen currency determines which stock market index your deposit will track
What you get
- Available in GBP, USD and AUD
- A one-year term for the Quantum portion, 40% of your deposit
- A 5-year term for the PLUS portion, 60% of your deposit
- Quantum portion pays a fixed rate of interest of 4.00% AER for AUD, or 5.00% for GBP and USD
- PLUS portion pays a market-linked return based on a proportion of the growth in either S&P Europe 350 Low Volatility Index for GBP, S&P 500 Low Volatility Index for USD or S&P/ASX 200 Index for AUD
- Capital protection* against a fall in the markets, when held to maturity
Read more in our latest brochure
*Capital protection refers to the Product’s design to repay your original deposit in full, in the deposit currency, providing you retain your deposit to the relevant Maturity Date.
How it works
- The deposit return is linked to a proportion of the growth in your chosen market over 5 years
- GBP deposits are linked to the S&P Europe 350 Low Volatility Index
- USD deposits are linked to the S&P 500 Low Volatility Index
- AUD deposits are linked to the S&P/ASX 200 Index
- At maturity of the PLUS portion, you will receive back this portion of your deposit plus a proportion of the market index performance
- The maximum potential return is not capped
- Your return on the PLUS portion is calculated using the growth in the relevant market index between the start date and the average closing price over the final 18 months of the deposit term
Key Dates
Sales period: Closes 23 May 2023**
Start date: 13 June 2023
Maturity date: 13 June 2024 (Quantum portion)
Maturity date: 20 June 2028 (PLUS portion)
You need to make your deposit into your call account before 23 May 2023
** Earlier if fully subscribed
What it costs
- No ongoing or monthly fees
- See page 8 of the brochure for further details
How to get it
- You need to be 18 years or older
- You need to hold an account with a Standard Bank Offshore entity
- You will need to have the minimum deposit in your call account to transfer at the start of the deposit term
See more information in latest brochure here
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What you get
-
How it works
-
What it costs
-
How to get it
- Available in GBP, USD and AUD
- A one-year term for the Quantum portion, 40% of your deposit
- A 5-year term for the PLUS portion, 60% of your deposit
- Quantum portion pays a fixed rate of interest of 4.00% AER for AUD, or 5.00% for GBP and USD
- PLUS portion pays a market-linked return based on a proportion of the growth in either S&P Europe 350 Low Volatility Index for GBP, S&P 500 Low Volatility Index for USD or S&P/ASX 200 Index for AUD
- Capital protection* against a fall in the markets, when held to maturity
Read more in our latest brochure
*Capital protection refers to the Product’s design to repay your original deposit in full, in the deposit currency, providing you retain your deposit to the relevant Maturity Date.
- The deposit return is linked to a proportion of the growth in your chosen market over 5 years
- GBP deposits are linked to the S&P Europe 350 Low Volatility Index
- USD deposits are linked to the S&P 500 Low Volatility Index
- AUD deposits are linked to the S&P/ASX 200 Index
- At maturity of the PLUS portion, you will receive back this portion of your deposit plus a proportion of the market index performance
- The maximum potential return is not capped
- Your return on the PLUS portion is calculated using the growth in the relevant market index between the start date and the average closing price over the final 18 months of the deposit term
Key Dates
Sales period: Closes 23 May 2023**
Start date: 13 June 2023
Maturity date: 13 June 2024 (Quantum portion)
Maturity date: 20 June 2028 (PLUS portion)
You need to make your deposit into your call account before 23 May 2023
** Earlier if fully subscribed
- No ongoing or monthly fees
- See page 8 of the brochure for further details
- You need to be 18 years or older
- You need to hold an account with a Standard Bank Offshore entity
- You will need to have the minimum deposit in your call account to transfer at the start of the deposit term
See more information in latest brochure here
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