South Africa
Personal link-chevron Created with Sketch.
link-chevron Created with Sketch. Products and Services link-chevron Created with Sketch.
link-chevron Created with Sketch. Products and Services
Borrow for your needs link-chevron Created with Sketch.
Insure what matters link-chevron Created with Sketch.
Customer Solutions link-chevron Created with Sketch.
Ways to bank link-chevron Created with Sketch.
Security Centre link-chevron Created with Sketch.
link-chevron Created with Sketch. UCount Rewards link-chevron Created with Sketch.
link-chevron Created with Sketch. UCount Rewards
link-chevron Created with Sketch. Standard Bank Connect
link-chevron Created with Sketch. Learn
Business link-chevron Created with Sketch.
link-chevron Created with Sketch. Products and Services link-chevron Created with Sketch.
link-chevron Created with Sketch. Products and Services
Grow your money link-chevron Created with Sketch.
Business solutions link-chevron Created with Sketch.
Ways to bank link-chevron Created with Sketch.
Security centre link-chevron Created with Sketch.
link-chevron Created with Sketch. BizConnect link-chevron Created with Sketch.
link-chevron Created with Sketch. BizConnect
link-chevron Created with Sketch. Trade Suite
link-chevron Created with Sketch. UCount Rewards
Wealth link-chevron Created with Sketch.
Insurance
Insurance
Fiduciary
Fiduciary
link-chevron Created with Sketch. Investments
link-chevron Created with Sketch. Wealth Management
icon-close-lg Created with Sketch.

Need help?

icon-help Created with Sketch.

ContractSave savings account

Saving and investments ContractSave

Put aside a fixed amount every month and earn bonus interest if you save for longer. You also get to choose your own savings period - from one year to 20 years.

ContractSave interest rates

See how much interest you can earn depending on your account balance.

View interest rates

Some of the benefits

Icons-money-20 Created with Sketch.
shield-background Created with Sketch.

Zero monthly fees

Pay no monthly fees and a minimal fee if you decide to withdraw early
icon-trophy Created with Sketch.
shield-background Created with Sketch.

UCount Rewards

Boost your UCount Rewards Points when holding one or more savings accounts
icon-approved Created with Sketch.
shield-background Created with Sketch.

No risk

The value of your savings will never drop below the sum of your deposits
icon-move Created with Sketch.
shield-background Created with Sketch.

Flexibility

Earn top rates whether you’re saving for the short-, medium- or long-term
Icons-money-20 Created with Sketch.
shield-background Created with Sketch.

Zero monthly fees

Pay no monthly fees and a minimal fee if you decide to withdraw early
icon-trophy Created with Sketch.
shield-background Created with Sketch.

UCount Rewards

Boost your UCount Rewards Points when holding one or more savings accounts
icon-approved Created with Sketch.
shield-background Created with Sketch.

No risk

The value of your savings will never drop below the sum of your deposits
icon-move Created with Sketch.
shield-background Created with Sketch.

Flexibility

Earn top rates whether you’re saving for the short-, medium- or long-term
arrow-left-slider Created with Sketch.
arrow-right-slider Created with Sketch.
What you get
  • Regular savings with monthly debit orders of at least R100
  • Earn extra interest for every year you don't miss a debit order
  • Transfer your savings and interest earned at the end of your savings period to any other account
  • Interest rate is based on your account balance and investment period
  • Interest is calculated daily and paid out monthly
  • Check your account balance in-branch
  • Capital is guaranteed
  • Once a year, you may redeem 10% of your Capital amount without incurring a fee

ContractSave terms and conditions
General terms and conditions

What it costs
  • No monthly fees
  • Cash deposit fees apply
  • Early withdrawal fees apply

See 2025 pricing guide

 

How to get it

ContractSave accounts must be opened in-branch.

Bring the following documents with you to activate your savings account:  

  • ID copy (or passport if not a South African citizen)*
  • Proof of residence not older than 3 months
     

*If you're a minor, you'll need the consent of your parent or guardian

  • What you get
  • What it costs
  • How to get it
  • Regular savings with monthly debit orders of at least R100
  • Earn extra interest for every year you don't miss a debit order
  • Transfer your savings and interest earned at the end of your savings period to any other account
  • Interest rate is based on your account balance and investment period
  • Interest is calculated daily and paid out monthly
  • Check your account balance in-branch
  • Capital is guaranteed
  • Once a year, you may redeem 10% of your Capital amount without incurring a fee

ContractSave terms and conditions
General terms and conditions

  • No monthly fees
  • Cash deposit fees apply
  • Early withdrawal fees apply

See 2025 pricing guide

 

ContractSave accounts must be opened in-branch.

Bring the following documents with you to activate your savings account:  

  • ID copy (or passport if not a South African citizen)*
  • Proof of residence not older than 3 months
     

*If you're a minor, you'll need the consent of your parent or guardian

arrow-left-slider Created with Sketch.
arrow-right-slider Created with Sketch.

Register now to benefit from paying with your Credit, Cheque or Debit card.

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards Points on all your qualifying purchases.

3

Rewards Points in four easy ways. Improve your Tier Level and earn even more Rewards Points.

Other accounts you might like...
Most Popular
Fixed Deposit investment account

Open an investment account where you can choose your investment period, make a single deposit, and see your money grow at a fixed rate. T&Cs apply

R 1 000
Opening deposit
At Maturity
Access To Funds
9.81% *
Earn interest up to
Zero
Monthly admin fee
* Rate at Maturity for Deposit below R100 000.00
Notice Deposit investment account

Enjoy the flexibility of our notice deposit account and watch your savings grow at a notice period tailored to your needs.

R 250
Opening deposit
7 to 60 days
Access To Funds
7.72%
Earn interest up to
arrow-left-slider Created with Sketch.
arrow-right-slider Created with Sketch.
We also offer
PB_CurrentAccountLanding_CrossSell
Day-to-day banking

Apply online for a bank account that offers great value and benefits designed to simplify your life.

PB_CreditCardLanding_CrossSell
Get it on credit

Switch to Standard Bank to get the best interest rates and benefits that our range of credit cards offer.

arrow-left-slider Created with Sketch.
arrow-right-slider Created with Sketch.