Agricultural Production Loan
Need a short-term business loan for crop and livestock production purposes? Get access to funds whatever your production season needs.
4 to 18
Months to Pay
Personalised
Interest Rate
Some of the benefits
Instant capital
Finance production costs such as seed, fertiliser, chemicals, fuel, animal feed or dips
Flexible terms
Make monthly repayments or repay the full amount at the end of the season
Apply online
Get quick access to working capital by applying online via Internet Banking
Convenient
Get immediate access to funds as it is paid directly into your business bank account
Calculate repayments
Work out how much you’ll potentially repay each month
What you get
- Apply for an Agricultural Production Loan as a cashflow management tool for your farm
- Repay your loan over 4 to 18 months - the choice is yours
- A short-term lending solution to help you keep up with production
See T&Cs for Business Lending Juristic in NCA
See T&Cs for Business Lending Juristic outside NCA
See T&Cs for Business Lending Natural In NCA
How it works
- You need a Standard Bank Business Current Account to qualify for an Agricultural Production Loan
- Your funds will be made available in your Business Current Account
- The loan amount is based on your cashflow needs, risk and affordability
- Choose to pay the interest monthly and the rest of the loan at the end of the term
- Or repay the full loan amount in a single instalment at the end of the season
What it costs
- Once-off initiation fee: 1.26% of your approved limit
- Monthly service fee: R69
- Personalised interest rate
How to get it
If you already have a Business Current Account and would like to apply for a Business Revolving Loan, you can simply:
- Speak to your relationship manager
- Send us a Call me back
- Email us at bizdirect@standardbank.co.za
- Call us on 0860 109 075
- Or speak to us at your nearest branch
-
What you get
-
How it works
-
What it costs
-
How to get it
- Apply for an Agricultural Production Loan as a cashflow management tool for your farm
- Repay your loan over 4 to 18 months - the choice is yours
- A short-term lending solution to help you keep up with production
See T&Cs for Business Lending Juristic in NCA
See T&Cs for Business Lending Juristic outside NCA
See T&Cs for Business Lending Natural In NCA
- You need a Standard Bank Business Current Account to qualify for an Agricultural Production Loan
- Your funds will be made available in your Business Current Account
- The loan amount is based on your cashflow needs, risk and affordability
- Choose to pay the interest monthly and the rest of the loan at the end of the term
- Or repay the full loan amount in a single instalment at the end of the season
- Once-off initiation fee: 1.26% of your approved limit
- Monthly service fee: R69
- Personalised interest rate
If you already have a Business Current Account and would like to apply for a Business Revolving Loan, you can simply:
- Speak to your relationship manager
- Send us a Call me back
- Email us at bizdirect@standardbank.co.za
- Call us on 0860 109 075
- Or speak to us at your nearest branch
We also offer
Business Current Account
Run your business with a business bank account that lets you manage your money and transact 24/7 from your Banking App or Internet Banking. Our business current account gives you access to secure electronic transfers, pre-paid purchases and payments, and allows you to boost your business’s cashflow with tailored business lending solutions.
Vehicle and asset financing
Need a delivery van? Flat-bed truck or capital equipment? We’ll get you a great deal on the right finance plan.
Understanding your risk profile
Environmental
Environmental
Risk that mostly refers to the industry in which you plan to set up your business and your customers.
Financial
Financial
Risk that’s determined by the financial state of your business, and the security that you’re able to offer.
Management
Management
Risk that takes into account the skills, commitment and abilities of the owners and management of your business.
What you need to apply
What you need to apply
Knowing up-front the information we need from you will help your application process run as smoothly as possible.