Business Overdraft
Ideal as a short-term credit facility, you can access funds whenever you need it and only pay interest on the outstanding balance.
R
500
Min loan amount
Recurring
Months to pay
Personalised
Interest rate
Some of the benefits
24/7 Access
Access funds whenever you need it from a Business Overdraft that is linked to your current account
Affordable repayments
Only pay interest on the amount of credit you’ve used during the month
Apply online
Get quick access to working capital by applying online via Internet Banking
No fuss
Avoid minimum monthly repayments with full settlement as money enters your account
What you get
- Apply for a Business Overdraft as a quick cashflow management tool for your business
- Withdraw funds straight from your Business Current Account
- Get fast access to additional funds in between payments and collections in case of unforeseen circumstances
- A short-term lending solution that’s available whenever you need it
See T&Cs for Business Lending Juristic in NCA
See T&Cs for Business Lending Juristic outside NCA
See T&Cs for Business Lending Natural In NCA
How it works
- You need a Standard Bank Business Current Account to qualify for a Business Overdraft
- Overdraft limits are based on your needs and affordability
- You can withdraw funds straight from your account and only pay interest on the balance used
- The Overdraft will be repaid as money enters your account
- Your Overdraft is payable on demand and reviewed every year
What it costs
- No minimum monthly repayments are necessary
- You only pay interest on the amount you’ve used during the month
- Monthly service fee: R69
- Once-off initiation fee: 1.26% of your approved limit
- Personalised interest rate
How to get it
If you already have a Business Current Account and would like to apply for a Business Revolving Loan, you can simply:
- Apply online via Internet Banking
- Speak to your relationship manager
- Send us a Call me back
- Email us at bizdirect@standardbank.co.za
- Call us on 0860 109 075
- Or speak to us at your nearest branch
-
What you get
-
How it works
-
What it costs
-
How to get it
- Apply for a Business Overdraft as a quick cashflow management tool for your business
- Withdraw funds straight from your Business Current Account
- Get fast access to additional funds in between payments and collections in case of unforeseen circumstances
- A short-term lending solution that’s available whenever you need it
See T&Cs for Business Lending Juristic in NCA
See T&Cs for Business Lending Juristic outside NCA
See T&Cs for Business Lending Natural In NCA
- You need a Standard Bank Business Current Account to qualify for a Business Overdraft
- Overdraft limits are based on your needs and affordability
- You can withdraw funds straight from your account and only pay interest on the balance used
- The Overdraft will be repaid as money enters your account
- Your Overdraft is payable on demand and reviewed every year
- No minimum monthly repayments are necessary
- You only pay interest on the amount you’ve used during the month
- Monthly service fee: R69
- Once-off initiation fee: 1.26% of your approved limit
- Personalised interest rate
If you already have a Business Current Account and would like to apply for a Business Revolving Loan, you can simply:
- Apply online via Internet Banking
- Speak to your relationship manager
- Send us a Call me back
- Email us at bizdirect@standardbank.co.za
- Call us on 0860 109 075
- Or speak to us at your nearest branch
We also offer
Business Current Account
Run your business with a business bank account that lets you manage your money and transact 24/7 from your Banking App or Internet Banking. Our business current account gives you access to secure electronic transfers, pre-paid purchases and payments, and allows you to boost your business’s cashflow with tailored business lending solutions.
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