Get plugged 10% at a time
Are you under 25 and need a plug to build your dreams? Join our 10% at a time movement and learn how to navigate your ‘adulting’ journey with the right mindset and skills.
What is the 10% at a time movement?
It is the plug to build your dream 10% at a time. Whether your dream is pushing your studies, hustling, finding ways to earn your worth, looking for ways to save extra cash, or wanting to reinvent yourself.
Discover the tune of your money
We’ve partnered with Spotify and created a playlist that helps you Track Your Racks.
How do I join the 10% movement?
Easy – we have free financial tools and articles to help you stay ahead 10% at a time.
Whether you’re a hustler, grinder or saver, the time to get plugged is now.
Double Deals with Burger King
Double Deals with Krispy Kreme
Double Deals with Nandos
MANAGE YOUR FINANCES 10% AT A TIME
Savings & Budgeting
4 Steps to start saving from scratch
If you’re ready to start saving for the first time or perhaps you’re starting to save again from scratch, getting over that hurdle of taking the first step is the most difficult and takes the most determination. That’s because humans are creatures of habit, and changing those habits is uncomfortable.
Savings & Budgeting
What is a savings plan, and how does it work?
The reason we save is to achieve something, whether it’s to go on a holiday, buy a home, retire comfortably or have enough for a rainy day, but just like anything in life, if you want to make it happen, you have to plan for it. With a savings plan, you’re creating a strategy for growing your money to achieve your dreams.
Savings & Budgeting
Why do I need a savings account?
Saving is an important aspect if you want to reach financial stability. But getting started and staying on track is sometimes easier said than done.
Savings & Budgeting
How to save for your biggest financial goals
One of the hardest things about saving money is getting started, and the bigger the goal, the more intimidating it might be to start. But with the right plan, anything is possible.
Savings & Budgeting
Budget tips
In the current economy, personal budgeting is more important than ever. If you want financial security, then create a budget and stick to it to ensure you don’t spend what you don’t have.
Savings & Budgeting
Budgeting tips for irregular income
Having an irregular income - inconsistent or varying amounts - makes managing your money more complex. If you’re self-employed, freelancing, or a contract worker, you might not earn a consistent monthly income, with some months earning no income while others earning double.
Life, Car and Home Insurance
Benefits of getting life insurance in your 20s
Life cover might not be first on a 20-something’s list of priorities, but that doesn’t mean it isn’t important to consider when you’re young. Besides the important reasons to get life cover, there are also distinct benefits to getting insured in your 20s, from fewer exclusions and fewer added risk charges to lower premiums in the long run.
Lifestyle
Financial reflection: Learning from your spending habits
How we manage and feel about money can have a significant impact on both our financial goals and overall wellbeing, which is why it’s important to reflect on your financial behaviour.
Lifestyle
Everything you need to know about financial vision boards
It’s never too late in the year to set financial goals and aspirations of what you’d like to achieve in the short- and long-term. A popular way of setting such goals is creating a financial vision board.
Loans & Credit
Understanding your credit score
Before you borrow money or take on more debt, ensure you understand what your credit score entails. Knowing the basics of this one financial term and how it affects your life will help you make informed financial decisions and, if need be, improve your financial health.
GET A HEADSTART IN LIFE 10% AT A TIME
Lifestyle
What no-one tells you about your first payslip
You’ll have certain expectations about earning your first salary; in fact, you probably already know how you’re going to spend it, but many new employees are surprised when the amount that hits their bank account differs from their salary. That’s thanks to all the deductions and new financial responsibilities and considerations you’re dealing with.
Lifestyle
How to identify your money personality
Your money personality explains how you approach money and what drives your habits and feelings about it, and since how you feel about money affects how you spend, save or invest it, identifying your money personality could help you understand why you might be struggling in certain areas and how to address them.
Lifestyle
How to create a LinkedIn profile that stands out
Having a strong online presence is vital if you’re looking to advance your career, and if you want to compete in a fast-changing market, you need to keep up with your peers. Being on a platform such as LinkedIn increases your chance of being noticed by recruiters.
FINANCIAL PRODUCTS TO HELP YOU 10% AT A TIME
MyMo Account
Get a bank account for only R6.95 per month and get free access to Varsity Vibes
Professional Banking Account
Take a step closer to reaching your dreams with a part- or full-time student loan.
PureSave Account
Get an account that allows you to save for tomorrow while you shop for what you want today.
Student Loans
Take a step closer to reaching your dreams with a part- or full-time student loan.
(sum)1 Banking Account
Get the bank account made for kids under 16 and give them a headstart in banking.