
Unlock travel savings with your credit card
Travelling is an exciting and wonderful way to expand your horizons, and with the right credit card, it’s a lot easier to make adventurous dreams a reality. The first step to a good holiday is to manage your money right as this determines where you can go and what you can do.
Vacations often come with a hefty price tag, but when you have access to the perks that come with your credit card, it can help reduce the expense of travel so that you can do more of the things you enjoy, more often.
Here are our top tips for making the most of your credit card’s travel and lifestyle discounts.
1. Choose the right card for your needs
Select the type of credit card that works for your financial needs but also aligns with your travel and lifestyle goals. Standard Bank Credit Cards offer a variety of travel perks, such as discounts on flights, accommodation, car hire and airport lounge access.
Apply for a Standard Bank Credit Card and enjoy the freedom to explore more.
2. Understand your perks
Familiarise yourself with the travel, lifestyle and rewards benefits that come with your credit card and what the rules and redemption options are. This will help you be more efficient and economical in planning but also help you take advantage of opportunities more often. For example, is it a discount or cash back, and are there limitations or rules?
3. Earn UCount Rewards
Points You can earn Rewards Points on your everyday purchases and travel-related expenses if you join UCount Rewards. You can redeem your Rewards Points to pay for travel expenses or use them to cover your day-to-day expenses so that it frees up money to spend on travelling.
Your Rewards Points can also help you tick off the local and international destinations on your bucket list, thanks to exclusive UCount Rewards Travel Mall deals. Plus, it lets you travel in style with access to South African airport lounges*.
4. Take advantage of travel insurance
When you pay for your flight ticket with your Standard Bank Credit Card, you qualify for up to 90 days of automatic travel insurance for both local and international journeys. That means if something happens to you or your belongings, you’ll have assistance with the expenses, giving you peace of mind but also one less thing to pay for on your trip.
5. Go cashless
Reduce the risk of theft or loss of cash by using your card to tap and pay or make secure, contactless payments with the Standard Bank App and any of the linked payment solutions, including Apple Pay, SnapScan, Masterpass and Samsung Pay.
6. Combine your discounts, cash and Rewards Points
See where you can use discounts from your credit card and what you can use Rewards Points to pay for and then cover the rest with cash. This allows you to make the most of your discounts and rewards and save on the overall expense of the trip.
7. Plan ahead and be flexible
Being flexible and open to different dates, destinations and options can help you find the best deals. Using the benefits of your credit card and your Rewards Points strategically can help you unlock substantial savings and enjoy memorable journeys.
Need help redeeming your credit card travel, lifestyle and insurance benefits?
8. Enjoy a smoother travel experience
Your Standard Bank Credit Card* can give you access to local and international airport lounges, which can enhance your travel experience by making your waiting time more relaxing, especially during long layovers or delays. Plus, lounges typically offer amenities, such as free Wi-Fi and complementary food and drinks, so that you don’t have to spend extra on these.
*Terms and conditions apply
Disclaimer: This article is solely intended for information. It does not constitute financial, tax or investment advice or recommendation. Please speak to a financial advisor or registered financial professional before making any financial decision(s).
Standard Bank, its subsidiaries or holding company, or any subsidiary of the holding company and all of its subsidiaries make no warranties or representations (implied or otherwise) as to the accuracy, completeness or fitness for purpose of the information provided in this article or that it is free from errors or omissions.