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Flexi Advantage investment account
Invest today for a better tomorrow with a competitive investment account. Access 40% of your funds whenever you need it and enjoy fixed interest rates.
R
1 000
Opening deposit
Anytime
Access to Funds
7.40%
Earn interest up to
Zero
Monthly Admin Fee
Flexi Advantage interest rates
See how much interest you can earn depending on your account balance and investment period.
Flexi Advantage Investment Account
Flexi Advantage rates effective as at 29 March 2025
Nominal interest rate over 12 months.
Please select the category you would like to view the interest rates for:
Balances between R 1 000 - R 9 999
| Investment Terms (months) | Nominal Interest Rate* |
|---|---|
| 3 | 5.8 % |
| 6 | 6.0 % |
| 9 | 6.2 % |
| 12 | 6.4 % |
*Nominal Rate Per Annum (NACM) - The annualised interest rate that you will earn daily and is capitalised monthly.
This rate does not take into account interest compounding effect.
Balances between R 10 000 - R 99 999
| Investment Terms (months) | Nominal Interest Rate* |
|---|---|
| 3 | 6.1 % |
| 6 | 6.3 % |
| 9 | 6.5 % |
| 12 | 6.7 % |
*Nominal Rate Per Annum (NACM) - The annualised interest rate that you will earn daily and is capitalised monthly.
This rate does not take into account interest compounding effect.
Balances between R 100 000 - R 499 999
| Investment Terms (months) | Nominal Interest Rate* |
|---|---|
| 3 | 6.6 % |
| 6 | 6.8 % |
| 9 | 7.0 % |
| 12 | 7.2 % |
*Nominal Rate Per Annum (NACM) - The annualised interest rate that you will earn daily and is capitalised monthly.
This rate does not take into account interest compounding effect.
Balances between R 500 000 - R 999 999
| Investment Terms (months) | Nominal Interest Rate* |
|---|---|
| 3 | 6.8 % |
| 6 | 7.0 % |
| 9 | 7.2 % |
| 12 | 7.3 % |
*Nominal Rate Per Annum (NACM) - The annualised interest rate that you will earn daily and is capitalised monthly.
This rate does not take into account interest compounding effect.
Balances between R 1 000 000 - R 4 999 999
| Investment Terms (months) | Nominal Interest Rate* |
|---|---|
| 3 | 7.0 % |
| 6 | 7.2 % |
| 9 | 7.4 % |
| 12 | 7.4 % |
*Nominal Rate Per Annum (NACM) - The annualised interest rate that you will earn daily and is capitalised monthly.
This rate does not take into account interest compounding effect.
Balances R 5 000 000 and above
| Investment Terms (months) | Nominal Interest Rate* |
|---|---|
| 3 | 7.0 % |
| 6 | 7.2 % |
| 9 | 7.4 % |
| 12 | 7.4 % |
*Nominal Rate Per Annum (NACM) - The annualised interest rate that you will earn daily and is capitalised monthly.
This rate does not take into account interest compounding effect.
INTEREST RATES ARE QUOTED AS PER ANNUM RATES AND INTEREST IS PAID OUT MONTHLY.
Some of the benefits
Fixed rates
Earn a fixed interest rate when you invest once-off for a fixed period
Flexibility
Withdraw and replace up to 40% of your opening deposit at any time
Short- or long-term
Choose to invest for up to 12 months, with the option to extend your investment period
UCount Rewards
Earn UCount Rewards Points if you invest for a minimum of three months
What you get
- Interest and savings can be transferred to any other account at the end of the period
- Link your bank card for access in-app, online, at ATMs or your phone
- Fixed interest rate for the investment period
- Interest calculated daily and paid monthly
- Capital is guaranteed
Flexi Advantage terms and conditions
General terms and conditions
What it costs
- No monthly fees
- Cash deposit fees apply
- Early withdrawal fees apply
- Free transfers to and from your bank account with us
How to get it
If you’re an existing Standard Bank customer:
Apply via Internet Banking:
- Sign into your Internet Banking profile
- Navigate to the Save & Invest tab and click on the browse button
- Scroll down until you see the Flexi Advantage Investment tile
- Click on Get Account and complete the steps
Apply on our Banking App:
- Sign into the app
- Tap on the More tile
- Select Open a new account
- Tap on Savings and Investment
- Scroll down until you see the Flexi Advantage Investment tile and tap on it
If you don’t bank with us:
Complete our Call Me Back form:
- Click on the 'Open Now' button at the top of the page
- Fill in your details
- Click ‘Submit’ and one of our consultants will be in touch
What you’ll need to apply at a branch:
- Be 16 years or older
- ID copy (or passport if not an SA citizen)*
- Proof of residence not older than 3 months
*If you’re a minor, you’ll need the consent of your parent or guardian
-
What you get
-
What it costs
-
How to get it
- Interest and savings can be transferred to any other account at the end of the period
- Link your bank card for access in-app, online, at ATMs or your phone
- Fixed interest rate for the investment period
- Interest calculated daily and paid monthly
- Capital is guaranteed
Flexi Advantage terms and conditions
General terms and conditions
- No monthly fees
- Cash deposit fees apply
- Early withdrawal fees apply
- Free transfers to and from your bank account with us
If you’re an existing Standard Bank customer:
Apply via Internet Banking:
- Sign into your Internet Banking profile
- Navigate to the Save & Invest tab and click on the browse button
- Scroll down until you see the Flexi Advantage Investment tile
- Click on Get Account and complete the steps
Apply on our Banking App:
- Sign into the app
- Tap on the More tile
- Select Open a new account
- Tap on Savings and Investment
- Scroll down until you see the Flexi Advantage Investment tile and tap on it
If you don’t bank with us:
Complete our Call Me Back form:
- Click on the 'Open Now' button at the top of the page
- Fill in your details
- Click ‘Submit’ and one of our consultants will be in touch
What you’ll need to apply at a branch:
- Be 16 years or older
- ID copy (or passport if not an SA citizen)*
- Proof of residence not older than 3 months
*If you’re a minor, you’ll need the consent of your parent or guardian
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