(sum)1 Banking Account
Start your child’s financial journey today. Open a bank account for kids under 16 and let them enjoy exclusive discounts on Junior Perks.
No
Monthly fee
No
Monthly income required
Some of the benefits
Get a head start in banking
Learn about the world of banking with a product designed for those starting out
Learn without the monthly cost
Enjoy all the great features of this account without paying monthly fees
Easy management & monitoring
Monitor and manage this account with the help of our wide range of free digital platforms
Swipe with your bank card
Enjoy unlimited swipes at retail stores with your very own bank card
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What you get
- Enjoy access to Junior Perks and spoil your little one at their favourite retailers like H&M, Krispy Kreme, Nando’s & Burger King. Plus, get free tickets to the movies at Ster Kinekor.
- Link your card to Masterpass apps to pay by phone and shop securely online
- Unlimited swipes at till points
- 10 free electronic debit transactions a month
- Free cash withdrawals up to a value of R1000 at our ATMs
- Free up to R1500 cash deposits at our ATMs
- Free balance enquiries on your phone
- Notifications on transactions via MyUpdates
*T&Cs apply
(sum)1 Banking 100k competition
Personal transaction accounts T&Cs
Standard Bank Mobile T&Cs
General T&Cs
Card features
- Secure Chip and PIN enabled card
- Global Mastercard or Visa acceptance and ATM network
- Access to Mastercard or Visa offers and their 24/7 emergency services contact centres*
- Link your card to the SnapScan or Masterpass apps to pay by phone and shop securely online
- Automatic lost card protection
- Activate or disable till point, ATM and online card functionality using our App
*T&Cs apply
What it costs
- No monthly fee
- Pay as you transact rates apply after you have used your bundle services for the month.
See 2025 pricing guide
See 2024 pricing guide
How to get it
Your parent or guardian must have a Standard Bank account of their own to link your account to.
They will also need to bring the following documents into a branch to open your account:
What you’ll need
- Birth certificate*
- A parent or guardian’s ID
- A parent or guardian’s proof of residence (not older than 3 months)
*You must be under 16, and be an SA citizen
-
What you get
-
Card features
-
What it costs
-
How to get it
- Enjoy access to Junior Perks and spoil your little one at their favourite retailers like H&M, Krispy Kreme, Nando’s & Burger King. Plus, get free tickets to the movies at Ster Kinekor.
- Link your card to Masterpass apps to pay by phone and shop securely online
- Unlimited swipes at till points
- 10 free electronic debit transactions a month
- Free cash withdrawals up to a value of R1000 at our ATMs
- Free up to R1500 cash deposits at our ATMs
- Free balance enquiries on your phone
- Notifications on transactions via MyUpdates
*T&Cs apply
(sum)1 Banking 100k competition
Personal transaction accounts T&Cs
Standard Bank Mobile T&Cs
General T&Cs
- Secure Chip and PIN enabled card
- Global Mastercard or Visa acceptance and ATM network
- Access to Mastercard or Visa offers and their 24/7 emergency services contact centres*
- Link your card to the SnapScan or Masterpass apps to pay by phone and shop securely online
- Automatic lost card protection
- Activate or disable till point, ATM and online card functionality using our App
*T&Cs apply
- No monthly fee
- Pay as you transact rates apply after you have used your bundle services for the month.
See 2025 pricing guide
See 2024 pricing guide
Your parent or guardian must have a Standard Bank account of their own to link your account to.
They will also need to bring the following documents into a branch to open your account:
What you’ll need
- Birth certificate*
- A parent or guardian’s ID
- A parent or guardian’s proof of residence (not older than 3 months)
*You must be under 16, and be an SA citizen
Tips and guidance
Getting started
Getting started
Learn to make the most of your new card.
Using your card
Using your card
Making changes to your card is quick, safe and easy when you know how.
Keeping your card safe
Keeping your card safe
Using your card is one of the safest ways to pay, but you should always take precautions.
Ways to pay by card
Ways to pay by card
Using a credit or debit card gives you various payment options.
Register now to benefit from paying with your Credit, Cheque or Debit card.
We also offer
Credit cards
Instant access to money you’re not carrying as cash. Money you can spend safely and easily in-store, online or overseas.
MarketLink savings account
Enjoy the benefits of a bank account while saving money for a rainy day.
Need help?