MyMo Account - Bank for less
Imagine being able to have the world of banking at the tip of your fingers and only paying for the transactions that you make. For affordable banking, open a MyMo bank account.
R
7.50
Monthly fee
No
Monthly income required
Some of the benefits
Bank immediately
Start banking on the app as soon as you've opened your account
Bank for less
Pay lower fees for your daily banking
Skip the queues
Do your banking on the go using our Banking App or Internet Banking
Unlimited benefits
There's no limit on free card swipes, debit orders and electronic transfers
What you get
- Flexible fees to meet your everyday needs, paying only for what you use
- Reduced rates when you withdraw cash at any ATM or selected retailers
- Transact immediately when you open this account on the app
- Shop online with a Virtual Card on our app, even before you fetch your gold card
- Access to exclusive deals at over 80 retailers nationwide through Varsity Vibe. This offer is redeemable to customers aged 16 – 25
MyMo MacBook Deal of the Month Competition
Personal transaction accounts terms and conditions
General terms and conditions
Card features
- A gold card with a chip - so you can shop securely
- Free unlimited swipes
- Tap to Pay functionality for fast, efficient payment at selected retailers
What you can do
- Pay zero data when you bank on the app
- Transact and manage your account 24/7
- Get your statements via e-mail and view them online anytime
- Buy airtime, data and electricity using the app, online or at ATMs
- Send money to anyone with Instant Money using the app, online or at ATMs
- Use your cellphone to make payments with SnapScan
What it costs
How to get it
To open a MyMo Account, you need to:
- Be 16 years or older
- Be a South African citizen
- Have a South African ID*
- Be living in South Africa
- Download the app or apply online**
*If you are under 18 years and don’t have an ID, you will need to apply in-branch with a parent/ guardian using your original birth certificate and a certified copy of your parent’s/guardian’s ID.
**You need a South African ID to open the account online. If you are under 18 and have an ID, you can open the account on the Standard Bank App.
Open the account on the Standard Bank App in a few easy steps:
- Download the app
- Provide the required details
- Scan your ID smartcard/book
- Take a selfie
- Create your password
- Now you can start banking
- You’ll receive an SMS when your gold card is ready for collection at your preferred branch
Open the account on the Standard Bank website in a few easy steps:
- Click on apply now
- Provide the required details
- Create your password
- Get your gold card from your preferred branch (you’ll receive an SMS when its ready for collection)
- Now you can start banking anywhere, anytime
-
What you get
-
Card features
-
What you can do
-
What it costs
-
How to get it
- Flexible fees to meet your everyday needs, paying only for what you use
- Reduced rates when you withdraw cash at any ATM or selected retailers
- Transact immediately when you open this account on the app
- Shop online with a Virtual Card on our app, even before you fetch your gold card
- Access to exclusive deals at over 80 retailers nationwide through Varsity Vibe. This offer is redeemable to customers aged 16 – 25
MyMo MacBook Deal of the Month Competition
Personal transaction accounts terms and conditions
General terms and conditions
- A gold card with a chip - so you can shop securely
- Free unlimited swipes
- Tap to Pay functionality for fast, efficient payment at selected retailers
- Pay zero data when you bank on the app
- Transact and manage your account 24/7
- Get your statements via e-mail and view them online anytime
- Buy airtime, data and electricity using the app, online or at ATMs
- Send money to anyone with Instant Money using the app, online or at ATMs
- Use your cellphone to make payments with SnapScan
To open a MyMo Account, you need to:
- Be 16 years or older
- Be a South African citizen
- Have a South African ID*
- Be living in South Africa
- Download the app or apply online**
*If you are under 18 years and don’t have an ID, you will need to apply in-branch with a parent/ guardian using your original birth certificate and a certified copy of your parent’s/guardian’s ID.
**You need a South African ID to open the account online. If you are under 18 and have an ID, you can open the account on the Standard Bank App.
Open the account on the Standard Bank App in a few easy steps:
- Download the app
- Provide the required details
- Scan your ID smartcard/book
- Take a selfie
- Create your password
- Now you can start banking
- You’ll receive an SMS when your gold card is ready for collection at your preferred branch
Open the account on the Standard Bank website in a few easy steps:
- Click on apply now
- Provide the required details
- Create your password
- Get your gold card from your preferred branch (you’ll receive an SMS when its ready for collection)
- Now you can start banking anywhere, anytime
View the MyMo 2025 Pricing Guide
See why a growing number of customers are choosing to bank the affordable way with MyMo
Tips and guidance
Getting started
Getting started
Learn to make the most of your new card.
Using your card
Using your card
Making changes to your card is quick, safe and easy when you know how.
Keeping your card safe
Keeping your card safe
Using your card is one of the safest ways to pay, but you should always take precautions.
Ways to pay by card
Ways to pay by card
Using a credit or debit card gives you various payment options.
Registering for chat services
Registering for chat services
Speak to your banker anytime through social media.
MyMo Standard Associated Fees:
Monthly administration fee: R7.50
Cash withdrawal, payment, payment confirmation, purchase, information, transaction history, cheque, penalty and other fees apply. See our pricing guide for more information.
Monthly administration fee: R7.50
Cash withdrawal, payment, payment confirmation, purchase, information, transaction history, cheque, penalty and other fees apply. See our pricing guide for more information.
Register now to benefit from paying with your Credit, Cheque or Debit card.
(sum)1 Banking Account
Start your child’s financial journey today. Open a bank account for kids under 16 and let them enjoy exclusive discounts on Junior Perks.
No
Monthly fee
No
Monthly income required
Prestige Banking Account
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R
250
*
Monthly fee
R
25 000*
**
Monthly income required
Signature Banking Account
Get expert advice on investments, 24/7 support from a dedicated Private Banker and unlimited* domestic and international airport lounge access through your complimentary World Citizen Credit Card.
*When meeting the spending criteria
R
580
*
monthly fee
R
92 000
Monthly income required
Free
Offshore bank account
Professional Banking Account
Experience the private banking lifestyle as a young professional and get access to flight discounts and prime minus interest rates. You can also get personalised support from your banker and accredited financial advisors.
R
280
*
Monthly fee
No
Monthly income required
Degree
Qualifying criteria
Consolidator Banking Account
A bank account for seniors over 55, offering ease, simplicity, and exclusive perks. Visit your nearest branch and open an account in just a few simple steps.
R
49
Monthly fee
Yes
Income required
Private Banking Account
Build your financial future with 24/7 support from a dedicated Private Banker, various investment solutions, and access to lifestyle benefits for you and your family.
R
460
*
Monthly fee
R
58 000
Monthly income required
Free
Offshore bank account
We also offer
Flexible funeral cover
Those who are interested in Mymo usually find value in our Flexible Funeral cover.
Offshore bank accounts
Expand your horizons with an international banking account that opens up new opportunities to transact in up to four global currencies.
Get it on credit
Switch to Standard Bank to get the best interest rates and benefits that our range of credit cards offer.
Need help?
- Contact us
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South Africa
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Lost or stolen cards
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Data Privacy
-
We understand that your personal information is important to you. By using our products, you acknowledge that your personal information will be processed by us and third parties (if necessary) according to our Privacy Statement, which is in line with all applicable laws on protecting and processing personal information.
It is your responsibility to read and understand the contents of the Privacy Statement which is available on our website at www.standardbank.co.za/privacy or you can ask us to email it to you.
We will maintain the confidentiality of your personal information and we will implement security safeguards to secure your personal information as set out in the Privacy Statement.
Our Privacy Statement includes what personal information is; what information we process; how we process your information; where we collect your information; who we share your information with; your rights as a data subject and the complaints contact details of both Standard Bank and the Information Regulator.
Marketing Consents
Please answer the questions below regarding the processing of your personal information for marketing purposes:
Data sharing within the Group
A member of the Group may wish to inform you of exclusive offers and/or services that may benefit you. Are you happy for us to share your personal information within our Group for this purpose?
Data sharing with Third Parties
We may partner with third parties outside of the Group in order to bring you exclusive offers and/or services that may benefit you. Are you happy for us to share your personal information with these third parties for this purpose?
Data sharing across borders within the Group
A member of the Group outside of this country may wish to inform you of exclusive offers and/or services that may benefit you. We will ensure that your personal information is given the same protection as is required locally. Are you happy for us to share your personal information across borders within the Group for this purpose?
Your information will be managed securely
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We will call you back.
