Professional Banking Account
Experience the private banking lifestyle as a young professional and get access to flight discounts and prime minus interest rates. You can also get personalised support from your banker and accredited financial advisors.
R
270
Monthly fee
No
Monthly income required
Degree required*
Qualifying
Why you need a Young Professionals Account
Lifestyle & travel offers
Elevate your lifestyle and get exclusive benefits when you swipe your black card
Access special rates
Kickstart your life with prime minus rates on your credit card and car finance
Invest in your future
Deposit funds into your Online Share Trading account and we’ll match it up to R1 000
Save on fuel
Use your credit card to get up to R10* per litre back on fuel when you fill up at Caltex or Astron Energy
Bank & Rewards
Bank easily
- Dedicated private banker with 24/7 access to the private banking team
- Bundled-in Platinum Credit Card with a guaranteed rate of prime minus 0.25%
- Home loan of up to 108% of the purchase price on amounts of up to R2.2 million for first-time homebuyers
- Vehicle finance of up to prime minus 1%
- Secondary bank account for your spouse/partner for R210 per month
- Secondary credit card for your spouse/partner for R26 per month
Live joyfully
- Complimentary** domestic Bidvest Lounge visits with your black credit card
- Complimentary** visits to our OR Tambo Library Lounge for yourself and one guest
- Complimentary** visits to the Standard Bank Fluent Lounge at Lanseria International airport for yourself and one guest
- Up to 10% cash back when booking your hotel and accommodation through Booking.com
- Up to 20% off on Emirates flights* when you book through Leisure Desk
- Up to 35% off your next international car rental with Avis
- Up to 10% off your next local car rental with Rentalcars.com
- Up to 20% off when you book with Travelstart
- Get 10% off on all Showmax subscription plans
- 25% Discount on your first Fiit subscription
- Up to 20% back in Rewards Points on your qualifying Grocery, Lifestyle or Fashion spend
- Up to R10* per litre back on fuel when you fill up at Caltex or Astron Energy
- Get a Standard Bank SIM for R54 p/m and get R270 back in airtime or data
- Get a power backup system through LookSee and get preferential interest rates
Welcome to Professional Banking
Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Mobile terms and conditions
Invest & Plan
Invest skilfully
- Bespoke portfolio management on request by Melville Douglas
- Flexible terms and competitive rates on local and global investment options
- Open an Online Share Trading account and get access to investing tools and resources through Webtrader
- Free Offshore Platinum Optimum account with a Visa debit card worth £240 per year Plan wisely
- Advisory services including the drafting of a free Will, tax planning, financial planning and estate planning
- Up to R100 000 Flexible Funeral Plan from as little as R42* per month
Plan wisely
- Advisory services including the drafting of a free Will, tax planning, financial planning and estate planning
- Up to R100 000 Flexible Funeral Plan from as little as R42* per month
*T&Cs apply.
** Capped at 12 per annum
What it costs
- R270 monthly fee
- Free cash withdrawals and deposits of up to R10 000 per month
- Pay as you transact only after using your bundled services for the month
How to get it
Before you get started, you’ll need:
- To be between the ages of 18 to 30
- Your South African ID (or passport if not a South African citizen) *
- Proof of residence not older than 3 months
- Copy of your qualifying degree, or latest results if you’re in your final year of study.
Apply on our website:
- Complete the Call me back form
Apply on our Banking App:
- Sign into your Banking App and tap on ‘More’ at the bottom of the screen
- Select ‘Open or Add an account’ and tap on ‘Everyday Banking’
- Select ‘Professional Banking’ and tap on ‘Call me back’
- Enter your details on the form and select ‘Next’
- One of our Private Bankers will be in touch with you to complete your application
Apply at a branch
- Visit your nearest branch and bring along the relevant documents
-
Bank & Rewards
-
Invest & Plan
-
What it costs
-
How to get it
Bank easily
- Dedicated private banker with 24/7 access to the private banking team
- Bundled-in Platinum Credit Card with a guaranteed rate of prime minus 0.25%
- Home loan of up to 108% of the purchase price on amounts of up to R2.2 million for first-time homebuyers
- Vehicle finance of up to prime minus 1%
- Secondary bank account for your spouse/partner for R210 per month
- Secondary credit card for your spouse/partner for R26 per month
Live joyfully
- Complimentary** domestic Bidvest Lounge visits with your black credit card
- Complimentary** visits to our OR Tambo Library Lounge for yourself and one guest
- Complimentary** visits to the Standard Bank Fluent Lounge at Lanseria International airport for yourself and one guest
- Up to 10% cash back when booking your hotel and accommodation through Booking.com
- Up to 20% off on Emirates flights* when you book through Leisure Desk
- Up to 35% off your next international car rental with Avis
- Up to 10% off your next local car rental with Rentalcars.com
- Up to 20% off when you book with Travelstart
- Get 10% off on all Showmax subscription plans
- 25% Discount on your first Fiit subscription
- Up to 20% back in Rewards Points on your qualifying Grocery, Lifestyle or Fashion spend
- Up to R10* per litre back on fuel when you fill up at Caltex or Astron Energy
- Get a Standard Bank SIM for R54 p/m and get R270 back in airtime or data
- Get a power backup system through LookSee and get preferential interest rates
Welcome to Professional Banking
Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Mobile terms and conditions
Invest skilfully
- Bespoke portfolio management on request by Melville Douglas
- Flexible terms and competitive rates on local and global investment options
- Open an Online Share Trading account and get access to investing tools and resources through Webtrader
- Free Offshore Platinum Optimum account with a Visa debit card worth £240 per year Plan wisely
- Advisory services including the drafting of a free Will, tax planning, financial planning and estate planning
- Up to R100 000 Flexible Funeral Plan from as little as R42* per month
Plan wisely
- Advisory services including the drafting of a free Will, tax planning, financial planning and estate planning
- Up to R100 000 Flexible Funeral Plan from as little as R42* per month
*T&Cs apply.
** Capped at 12 per annum
- R270 monthly fee
- Free cash withdrawals and deposits of up to R10 000 per month
- Pay as you transact only after using your bundled services for the month
Before you get started, you’ll need:
- To be between the ages of 18 to 30
- Your South African ID (or passport if not a South African citizen) *
- Proof of residence not older than 3 months
- Copy of your qualifying degree, or latest results if you’re in your final year of study.
Apply on our website:
- Complete the Call me back form
Apply on our Banking App:
- Sign into your Banking App and tap on ‘More’ at the bottom of the screen
- Select ‘Open or Add an account’ and tap on ‘Everyday Banking’
- Select ‘Professional Banking’ and tap on ‘Call me back’
- Enter your details on the form and select ‘Next’
- One of our Private Bankers will be in touch with you to complete your application
Apply at a branch
- Visit your nearest branch and bring along the relevant documents
Frequently asked questions
What is a young professional?
Young professionals, typically aged 18 to 30, have degrees in specific fields like finance, law, and engineering. They're at the starting line of their careers, striving to build both their professional reputation and financial independence.
Is private banking for a young professional worth it?
Absolutely. Our Young Professionals offering gives you access to experts and exclusive perks without the hefty fees. It's an investment in your future, tailored to your starting point.
I want a Young Professional Bank Account but don’t have a qualifying degree. What now?
Explore our Prestige Account as an alternative option and still enjoy private banking benefits such as travel and lifestyle benefits, plus access to the Private Client Centre.
Tips and guidance
Getting started
Getting started
Learn to make the most of your new card.
Using your card
Using your card
Making changes to your card is quick, safe and easy when you know how.
Keeping your card safe
Keeping your card safe
Using your card is one of the safest ways to pay, but you should always take precautions.
Ways to pay by card
Ways to pay by card
Using a credit or debit card gives you various payment options.
Registering for chat services
Registering for chat services
Speak to your banker anytime through social media.
Register now to benefit from paying with your Credit, Cheque or Debit card.
We also offer
Personal accident plan
Give your family the financial security of a lump-sum payout in the event of your death or permanent disability due to an accident.
Travel insurance
You qualify for Standard Bank's basic automatic travel insurance, when using your Standard Bank Master, Visa or Cheque card to purchase your conveyance ticket, if you are under the age of 76 years old. Terms and conditions apply.
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